As the weather warms and school lets out, June marks the unofficial kickoff to summer travel. Whether you’re heading out on a road trip, flying to a far-off destination, or just planning weekend getaways, it’s important to make sure your insurance coverage travels with you.
Here are key insurance tips to help you stay protected this summer:
1. Auto Insurance for Road Trips
If you’re hitting the road, review your auto policy:
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Liability Coverage: Make sure your limits are adequate for out-of-state travel.
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Collision and Comprehensive: These can help cover damage from accidents, theft, hail, or hitting a deer—common summer risks.
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Roadside Assistance: If it’s not included in your policy, ask about adding it for peace of mind during long drives.
2. Home Insurance While You’re Away
An empty home can be a target for burglars or vulnerable to weather damage. Before you leave:
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Secure your property (alarms, smart home devices, timers for lights).
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Let your insurance agent know about extended absences—some policies may require this.
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Consider home monitoring discounts with certain alarm systems.
3. Travel Insurance
If you’re flying or booking expensive vacations:
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Travel insurance can cover trip cancellations, lost luggage, and medical emergencies while abroad.
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Check whether your health insurance provides out-of-network coverage or international care.
4. Rental Car Coverage
Not sure if you need the rental car company’s insurance?
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Your personal auto policy or credit card benefits may already cover you—ask your agent to confirm before you go.
5. Recreational Vehicles and Toys
Got plans involving boats, jet skis, RVs, motorcycles, or ATVs?
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These often require separate policies or endorsements.
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Don’t assume your home or auto policy automatically covers them.
Final Tip: Review Before You Go
A quick check-in with your insurance agent can help avoid big surprises. Travel with confidence knowing your coverage is up to date.
Need help reviewing your policy before vacation?
Contact our team today—we’re here to help you protect what matters most, wherever summer takes you.
