How to lower your car insurance premium
One way to get cheaper car insurance is to simply shop around for a better price. And working iwth an agent could earn you some of the less well-known discounts and savings opportunities below.
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Pay up front
Many insurance companies offer a discount when you pay for your policy up front and in full.
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Set up auto-pay
If you choose to pay your policy monthly, you may receive a discount for setting up automated billing from your bank account or credit card. Note that this discount can’t be combined with the discount for paying in full.
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Sign online
If you’re comfortable with signing your documents online (safely and securely), that’s another easy way to lower car insurance.
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Go paperless
Simply opt to receive your insurance documents via email, and some insurance companies will provide a discount. You must also agree to sign your documents online.
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Drive safely
The safer you drive, the less likely you are to have an accident. And driving safely could also earn you more savings through a company’s driving analysis program, which personalizes your rate based on your driving habits.
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Have an anti-theft device
If you have comprehensive coverage, you could earn a discount for having an anti-theft device installed in your car. This may include having an active alarm system, VIN etchings in your windows, and more.
