Car and truck insurance with your needs in mind.

Your vehicle can be a fairly costly investment—one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.

Texas Auto Insurance for the vehicle you rely on daily.

A car or truck is often your biggest asset aside from your home. Texas auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.

Here are some answers to common Texas car insurance questions. Remember, always verify information with your agent as things may change over time with car insurance companies and government regulations. We are happy to answer any and all of your questions!

1. Why did my Texas car insurance rate increase?
Texas car insurance rate increases could be due to a number of factors including inflation, prior claims, general insurance company rate increases, change in type of car, etc. In Texas state, the rate could increase due to recent credit score regulations as well. The best way to determine why your rate increased would be to discuss with one of our agents. We have access to multiple Texas car insurance companies so we can almost always find a better rate for you and your family.

2. What is comprehensive Texas car insurance coverage?
Comprehensive Texas car insurance coverage covers fire, theft, vandalism and hitting an animal.

3. What is collision Texas car insurance coverage?
This Texas car insurance coverage covers colliding with vehicles and/or property.

4. If my child goes to college but lives at home part-time, are they covered on my Texas car insurance policy?
Yes, as long as they are residing in the home still.

5. Does my teenage driver need to be listed on my Texas car insurance policy?
Yes, once they are licensed and living at home.

6. What if my teenage driver lives with their other parent?
They need to be on the other parent’s policy based on which home they are living in.

7. What does Uninsured Motorist Texas car insurance coverage cover?
This car insurance coverage is for claims with uninsured vehicles and hit and runs.

Here are some of the major Texas cities we sell into: Dallas, Houston, Austin, San Antonio.

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As an independent agency, we are here to help you find the right car insurance coverage.